“Resiliensi Finansial dalam Pengelolaan Hutang Keluarga dengan Analisis Indeks Resiliensi Iklim: Sebuah Studi Eksploratori: Financial Resilience in Family Debt Management with Climate Resilience Index Analysis: An Exploratory Study”. Small Business Accounting Management and Entrepreneurship Review 4, no. 2 (Agustus 2, 2024): 1–13. Diakses September 13, 2026. https://www.dhsjournal.id/index.php/SBAMER/article/view/162.